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Airline Codeshare Chaos

Posted on March 28th, 2017

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Codeshare Chaos is a name that we have given to what appears to be a new way for airlines to overcharge loyal customers.
Beat this airline strategy and lower your ticket price.

 

We have uncovered a pricing strategy that US airlines are using as part of their Codeshare agreements.

Codeshare allows an airline to sell seats on a partner airline’s aircraft as if it were one of theirs. So, American might sell a British Airways seat, or Delta an Alitalia.

The loyal customer buys through ‘his’ airline’s site, and would probably feel fairly confident, if asked, that ‘his’ airline would not try to charge him more, by marking up a partner’s ticket prices.

Recent research suggests that Codeshare Chaos, where an airline marks up a partner price, is EXACTLY what is going on.

Two recent examples..

Our traveler is looking to fly from Miami to London 6 months from now.
We will assume that the passenger is a loyal American Airlines customer, and so goes straight to their site. He chooses a flight operated by British Airways, for nearly $1,800.

American MIA - LHR $1800

Probably most of us would stop now, and not bother to check elsewhere – it just wouldn’t make any sense that British Airways would be charging a different price for the same Non-Refundable ticket, at the exact same time (these flights were checked simultaneously)

BA MIA - LHR $1100

$1,100 from British Airways, so American wanted nearly $700 more to book the exact same Non-Refundable flight.

The loyal American passenger would have been charged an extra $700 more, just for the privilege of booking the BA flight through the American Airlines website – that is a 60% mark-up.

These problems can get even worse if booking Business Class flights.
Let’s take a look at a flight from New York to Rome.
$9,200 from Delta for an Alitalia flight.

Delta JFK - FCO $9200

Shall we check with Alitalia?

Alitalia JFK - FCO $2800

$2,800 for the same flight from Alitalia directly, searched for at the exact same time.
Delta want $6,400 more for the same Non-Refundable flight, a 250% mark-up.

We highlight these flights because airline passengers are being charged for too much by ‘their’ airlines.
Loyalty to an airline can be expensive.

Our Advice – Shop around, Go Non-Refundable, get decent Travel Insurance.

Safe Travels!

 


Never Lose Luggage Again

Posted on March 19th, 2017

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Most of us never want to lose a bag again.  Here is a simple Travel Hack to help that never happen.
Let’s keep your luggage safe.
Losing a bag can be a traumatic experience.  Most of us who travel frequently have had it happen to us.
It can ruin a vacation that took months to plan and years to save.
Wedding dresses have gone astray.
Business suits for critical meetings have vanished.

The airlines do an incredible job ensuring that almost all bags arrive with the correct passengers, on time.
Sometimes mistakes happen – the bags are not loaded on time is a common error.
When this occurs, the airline is able to ship the bag on the next flight and arrange for onward shipment – they genuinely work very hard to ensure that passengers are reunited.

Further problems are created when the baggage tag is torn from a bag at the airport.  This does happen fairly frequently.
Now we have a problem – the airport cannot identify which aircraft the bag should go on.

The bag will be taken to a secure facility, where it will be opened (often this is done under video surveillance, such is the desire to prove fair play from the airline).  The airline is looking for identification inside the bag so as to be able to get the bag back to the rightful owner.

And this is where we can help ourselves with this wonderful tip..

I received some wonderful advice years ago from one of the incredible British Airways staff based at Lisbon airport.

She helped track down a bag that had been lost for months. Her advice for checked bags is that you should always put at least one business card inside the case – that way, the airline can track you down and give you the bag back. Our problem was that we had no ID in the bag, and the bag ticket had been torn from the bag.

When the bag was opened, and the contents recorded (in a filmed room at Heathrow, no less) there was nothing inside to ID us. Had we just dropped a business card inside the bag, we would have had it back the following day.

AardvarkCompare Business Card

So, every case I have, I put one of these in the side pocket – the first thing that the airline checks, and one inside the case itself.
Remember, the airline genuinely wants to reunite you with your bag.
All you need are some business cards.

Name, Number, Email and you are back in business.

Safe Travels!


Finding the Best Airfare

Posted on March 5th, 2017

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Because of the emphasis on price competition, consumers may choose from a wide variety of airfares. It is easy to compare fares and schedules on the Web, using airline web sites or third-party reservation services. We like Google Flights as a search tool.

Here are some tips to help you decide among air fares:

  • Be flexible in your travel plans in order to get the lowest fare. The best deals may be limited to travel on certain days of the week (particularly midweek or Saturday) or certain hours of the day (e.g., early-morning flights or overnight “red eyes”). When searching flights and fares on the Web you can usually specify whether your dates are flexible, and in the search results the fares are generally listed from lowest to highest. If you are shopping by phone or in person, after you get a fare quote ask the reservations agent if you could save even more by leaving a day earlier or later, or by taking a different flight on the same day.
  • Plan as far ahead as you can. Some airlines set aside only a few seats on each flight at the lower rates. The real bargains often sell out very quickly. On the other hand, air carriers sometimes make more discount seats available later. If you had decided against a trip because the price you wanted was not available when you first inquired, try again, especially just before the advance-purchase deadline. Flights for holiday periods may sell out months ahead of time, although in many cases you can find a seat if you elect to travel on the holiday itself, e.g. Christmas Day or Thanksgiving Day.
  • Some airlines may have discounts that others don’t offer. In a large metropolitan area, the fare could depend on which airport you use. Also, a connection (change of planes) or a one-stop flight is sometimes cheaper than a nonstop.
  • Be aware that many airlines charge extra for checked baggage, advance seat assignments, meals, or other services.  Airlines include information on these fees on their web sites.
  • If you have a connection involving two airlines, ask whether your bags will be transferred. Ask whether your ticket will be good on another carrier at no extra charge if your flight is canceled or experiences a lengthy delay, and whether the first airline will pay for meals or a hotel room during the wait.
  • Be careful with Codeshare flights – the flight may well be less expensive if booked with the operating airline, rather than the booking airline.  Check both of their websites.
  • Most discount fares are non-refundable; if you buy one of these fares and you later cancel your trip, you will not get your money back. In many cases you can apply your ticket to another trip in the future, but there may be a steep fee.  Many fares also have a penalty for changing flights or dates even if you don’t want a refund. You may also have to pay any difference in air fares if your fare-type is not available on the new flight.
  • Consider insuring your non-refundable ticket, so as to achieve similar benefits of a Refundable ticket, but at a much lower price.
  • After you buy your ticket, call the airline or travel agent once or twice before departure to check the fare. Fares change all the time, and if the fare you paid goes down before you fly, some airlines will refund the difference (or give you a transportation credit for that amount). But you have to ask.
  • Differences in air fares can be substantial. Careful comparison shopping among airlines does take time, but it can lead to real savings.

Safe Travels!


Airline Ticket Hack – Go Non-Refundable and Travel Insure

Posted on February 25th, 2017

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Airline Ticket Hack – Go Non-Refundable and Travel Insure – Your flight price has dropped by 70%.

If you are even thinking about buying a refundable ticket, then do the math on taking a non-refundable ticket, and a travel insurance.

The airlines are robbing people blind with their 3x pricing on refundable tickets.

That is the basis math – you need to check each time, but the seat price for a Refundable flight, particularly when booked far in advance, is typically 3 or 4 times as much as a Non-Refundable flight. You will hear of these Non-Refundable tickets being called ‘Throwaway Tickets’ because if you don’t fly, you may as well throw them away. A very clever airline marketing exec came up with that expression, we would imagine. The best way to think about Non-Refundable tickets is ‘Inexpensive, yet Insurable’. Not as sexy, we grant you, but certainly, much, much cheaper, most of the time.

This is a recent example, using American Airlines between Dallas and LA.
We are looking around 6 months ahead of time.
However, please try it out using other airlines and other routes.
Note that the biggest savings come when a passenger is booking a more expensive seat (First, Business), but the percentage savings hold true through all classes on an airline.

Simplistically, a Refundable Seat can cost 300% of the price of a Non-Refundable Seat that is then bundled with inexpensive insurance.

So, we buy a Refundable Economy Ticket. DFW to LAX in August for a week (6 months from now).

American wants $2,100 for a Main Cabin Fully Flexible Seat.
Truly and honestly, we have no idea what this is. It’s in the Main Cabin, but is more expensive than a First Class seat. Truly Baffling.

American $2k

So, we don’t click on this, but seek a more traditional Main Cabin (Economy) seat.
And now, this looks like a bargain, after we managed to avoid the $2,100 fully flex seat.

American wants $1,150 for a Main Cabin Flexible Seat.
So, it is flexible, just not ‘fully’ flexible. American are kind; we can change our flights, not lose all of our money, but we will need to pay for the effort to make the flight change. $200. For a change fee. That makes the convenience fee to book a movie ticket seem fair and justifiable. $200 extra to allow us to make a change. Unbelievable.

American $1k

Still, it’s only $200. It’s not as though the airlines feed on this at all. Surely, it cannot add up to much…

Well, according to the US Bureau of Transportation Statistics, the Top 25 US Airlines rake in $3Bn a year in Reservation Change Fees. And $4Bn a year in Baggage Fees.

Seriously?!

BoT Stats

If you didn’t love the airlines before, you probably don’t love them now.
But, let’s go beat them at their own game..

Just before you hit the ‘Buy’ button, you, unlike almost every traveler, decide to get creative.
Why not buy a Non-Refundable seat, and wrap it up with some ‘Cancel For Any Reason’ Travel Insurance from a Marketplace like AardvarkCompare.com

American wants $400 for the Non-Refundable Main Cabin Seat.

American $400

Add the Insurance, it will cost around $50.

We are choosing a really robust set of coverages..
Cancellation (Sickness, Death, Incapacitation etc) – 100% Refund.
Cancellation for Work Reason – 100% Refund.
Cancellation for Any other Reason – 75% Refund.

Aardvark American $40

So, for $450 a customer booking that DFW – LAX return has nearly the same level of coverage as the person paying $1,150 for exact same seat.

A $700 saving.

Remember that the person in the $1,150 seat still has to pay $200 every time they make a change.
Whereas the person in the $450 seat just needs to throw the ticket away and use their insurance if a flight needs to be cancelled.

However, we haven’t explored why these price discrepancies exist. Normally there is no such thing as a free lunch.

It’s pretty simple – Travel Insurance is based on risk, and the probability of claim.

Whereas flight prices are based on pricing models that try to gouge as much money out of a passenger as is humanly possible.

And if you like to fly First Class, the numbers become even more staggering.
Recently we ran a study that showed a $16,600 saving on a First Class ticket, using this exact same methodology.

Blog | AardvarkCompare.com First Class Pricing – Beat the System

Safe Travels!


Why Are First Class Airline Tickets So Expensive?

Posted on February 20th, 2017

First Class Airline Seats are expensive because they take up significant real-estate, and the airline senses a market opportunity.
Let’s beat the system.

Real-Estate – First Class customers need expensive lounges at the airport, and take up an awful lot of space on board.

British Airways places 16 First Class seats at the front of its A380. In the same floorspace at the rear it squeezes 80 Economy Seats – a First Class passenger is taking 5 times as much real-estate as an Economy passenger.
So, at the very least, our First Class seat should cost 5x the price of an Economy seat.
Let’s see how to make them the same price.

A real-world example to beat the system..

So, if we buy a Refundable Economy Ticket from LAX to LHR in August for a week (6 months from now).
British Airways wants $4,200 for the Refundable Economy Seat.

Just before we hit the ‘Buy’ button, unlike almost every traveler, we decide to get creative.

Why not buy a Business Class or First Class seat, and wrap it up with some ‘Cancel For Any Reason’ Travel Insurance from a Marketplace like AardvarkCompare.com

British Airways wants $4,300 for the Non-Refundable Business Seat.

We add a $300 Cancel for Any Reason Travel Insurance policy from AardvarkCompare.com ..

So, for $4,600 we are paying $400 more than the traveler with the Refundable Economy Flight.
It’s an 11 hour flight. In Business Class. You’re welcome!
Business Class with BA is lie-flat beds, incredible food, wonderful wines, attentive service.

Now, let’s take look at First Class.  First Class in British Airways really is an incredible experience.
A little hard to describe – elegant pampering from beginning to end.  Probably the only time in your life that you won’t mind if the flight time is a little longer than planned.  True understated luxury.

British Airways wants $6,300 for the Non-Refundable First Class Seat.

Let’s add a $450 Cancel For Any Reason Travel Insurance Policy from AardvarkCompare.com

 

So, for $6,800 we are paying $2,500 more than the traveler with the Refundable Economy Flight, simply by being a little creative in our flight booking and adding an insurance.

Why does this work?

Simple – Travel Insurance is based on risk, and the probability of claim.

Flight prices are based on pricing models that try to gouge as much money out of a passenger as is humanly possible.

But, for those of you who would prefer to keep the airlines profitable, here is the price for that Refundable First Class Ticket..

$23,400 for a Refundable ticket, or $6,800 for Non-Refundable with Insurance.

That’s a $16,600 saving. Same flight. You’re welcome.

Safe Travels!


Hurricane Season Vacations – Pack & Prepare

Posted on February 12th, 2017

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More and more people are choosing to travel during hurricane season these days. Emboldened by sophisticated tracking and communication technologies, they take vacations in the Caribbean and along the Atlantic Coast in relative safety.

Cheap airfare and hotel rates don’t hurt either, as travel suppliers are quick to offer significant discounts in the late summer and early fall months. Travel experts and even the State Department are on board with the practice. They wholly support the idea of traveling during hurricane season, provided you purchase the right travel insurance.

The Facts About Hurricane Season

In the Caribbean and Atlantic Oceans, hurricane seasons officially extends from June 1st to November 30th, with peak times occurring from August to early October. Here is a list of the five countries most often hit during hurricane season.

  • China
  • Philippines
  • Japan
  • Mexico
  • United States

There are of course certain risks and inconveniences associated with travel during this period, so please bear these in mind when planning your trip.

The State Department Website is again a great source for these risks and how to prepare for them.

Traveling During Hurricane Season

Armed with knowledge of the risks and possible frustrations involved, you can continue to plan your vacation. Strangely enough, a cruise is a great idea for traveling during hurricane season. Their navigation and tech teams are trained to go around storms and avoid them altogether.  A cruise ship can travel out of the pathway of a hurricane if danger does arise.

The only drawback is that cruise ships sometimes have difficulty finding an open port during hurricane season. This can result in an inconvenient change in your schedule, but many travelers are delighted when the cruise line extends their vacation by a few days!

Other travel suppliers make their products more appealing by making certain allowances for travel during hurricane season. In addition to their typical discount rates, hotels and resorts in the Caribbean sometimes offer hurricane guarantees to their guests. Details can vary though, so check with your hotel or resort directly to ask about their specific hurricane policies.

Some airlines make allowances as well. For instance, they might allow you to cancel a reservation if your flight occurs during an official hurricane watch. You might also be able to make free changes in your itinerary in an official hurricane scenario.

Travel Insurance During Hurricane Season

Flight changes, cancellations, and delays are very common during hurricane season. This makes travel insurance absolutely imperative. The ideal choice is a Comprehensive policy, and ‘Cancel for Any Reason’ travel insurance gives you flexibility and freedom from worry.

The timing of when you buy the policy is also important. This is because once the hurricane has been officially named, you can lose certain benefits, so be sure to purchase travel insurance well in advance if your trip is during hurricane season. This will entitle you to the additional time sensitive benefits included as standard in most Comprehensive policies.

The time sensitive benefits you receive with a comprehensive policy will go a long way toward protecting your trip from the threat of hurricanes. They are also some of the best ways to eliminate the worry and stress of traveling during hurricane season.

If you’ve found your ideal vacation, why not try our free and super easy to use travel insurance comparison tool at AardvarkCompare.com We will provide you with quotes from many of the largest travel insurance providers here in the US, helping you find the very best plan at the best possible price.


Holidays Whilst Pregnant – Questions Answered

Posted on February 5th, 2017

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Holidays Whilst Pregnant – Questions Answered

Travel insurance is a good idea for any holiday. It’s even more important if you or a family member take your trip whilst pregnant. No matter why you’re traveling, insuring your trip can give you the security and peace of mind you need when expecting a child. As with any type of policy, be sure to examine your options carefully when running a travel insurance comparison.

Traveling whilst pregnant is difficult enough without anguishing over how to insure your trip. Here are the answers to some of the most common questions pregnant women and their families have about how to pick the best policy.

Can I insure my unborn baby?

No, unfortunately not. Policies vary, but most require that a baby be at least 14 days old before they will insure them.

Does a Trip Cancellation Policy apply to pregnancy?

If you are pregnant at the time you purchase your policy, it will probably not cover a cancellation due to the pregnancy. Most policies exclude pregnancy as a reason for cancellation. Some policies will cover a cancellation because of pregnancy IF you become pregnant after purchasing it. Make sure to read the fine print when comparing travel insurance quotes.

Can I get travel insurance medical coverage while pregnant?

The medical coverage on your travel insurance policy will not apply to anything relating to your pregnancy. This exclusion applies to childbirth and any complications associated with it. Your medical coverage will of course apply to any illness or injury that is not related to your pregnancy.

What if I have to cancel my trip because the airline will not let me board while pregnant?

Each airline has different restrictions that apply to flying whilst pregnant. Most of these restrictions are related to how late you are in your term. Make sure to read your airline’s pregnancy requirements carefully when planning your trip. Your trip cancellation policy will not cover your losses if the airline will not allow you to board.

Does my pregnancy count as a preexisting medical condition?

With most travel insurance policies, you do not need to declare your pregnancy as a preexisting medical condition. However, if you have a condition that may lead to complications to your pregnancy, you will need to declare this as preexisting. As always, be sure to review your options very carefully before purchasing travel insurance and ask questions if you’re confused.

This all sounds very complicated. Should I risk traveling without insurance while pregnant?

Pregnancy is a wonderful time for women and their families, but there can be high levels of cost and worry associated with it as well. This is especially true when traveling overseas. If you take ill whilst pregnant and do not have adequate coverage, the financial and emotional burden can be devastating.

There are plenty of great travel insurance options for pregnant women. Finding the one that fits your needs will require a bit of research and careful planning, but the risks of traveling without insurance during your pregnancy are simply too enormous to consider it. You deserve the security and peace of mind good travel insurance provides.

Got an upcoming trip? Compare travel insurance at AardvarkCompare.com with our free quote tool.


Medical Emergency and Evacuation

Posted on January 29th, 2017

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Medical Emergency and Evacuation

Travel Insurance and Medical Emergencies

Accidents don’t always happen close to home – Medical Emergency and Evacuation can occur on any vacation. Sometimes, people get gravely sick or injured while traveling abroad. An overseas trip might be the worst possible time for a medical emergency, but that doesn’t mean one won’t happen. And if you’re not adequately protected, the emotional and financial consequences can be disastrous.

But travel medical insurance can help. It offers coverage for a wide range of overseas emergencies, everything from a broken tooth to a life saving surgical procedure. The type and amount of protection depends on the policy, but it can help you locate doctors and hospitals in addition to covering your medical bills.

What To Do in the Case of a Medical Emergency

The first thing you should do in such an emergency is to seek proper medical attention. Don’t hesitate to contact local authorities in the case of a life threatening situation. Next, contact your travel insurance company and apprise them of your situation. Lastly, make sure to retain all the documentation associated with your treatment.

Knowing the details of your situation allows your travel insurance provider to give you proper guidance and support. If you inform your insurance carrier immediately, they can help you locate a doctor and guarantee payment to the healthcare facility. Contacting your provider immediately is also the best way of simplifying the claim process when you return home.

Next we’ll discuss the ins and outs of medical evacuation coverage, another important aspect of travel insurance.

What is a Medical Evacuation?

Essentially, a medical evacuation is the transport and care of someone from a remote or dangerous location to an appropriate healthcare facility. Often including the use of emergency ground vehicles or aircraft, a medical evacuation becomes necessary when a patient needs stabilizing care they cannot receive at the accident site.

Many emergency situations can necessitate a medical evacuation. You might require an emergency transport from a cruise ship for instance, or from off the side of a mountain while skiing. Whatever the case, the cost of a medical evacuation can quickly become astronomical, as transport alone might cost upwards of $25,000. When you add in the additional cost of lifesaving care, the financial results can be devastating.

Medical Evacuation Coverage

This is why you should consider evacuation coverage when you buy travel medical insurance. It protects from the crippling expenses you could incur if you’re seriously injured in a remote location. It can also give you the option of choosing the facility where your injuries are treated. This is a crucial factor for many travelers.

You can purchase evacuation coverage as part of most Comprehensive travel insurance plans. Make sure you understand what coverage levels your medical evacuation coverage offers before you purchase a plan. With the proper travel medical insurance in place, you’ll have enough protection and peace of mind to focus on enjoying your trip!

To find out which travel insurance carrier offers the best level of coverage for your vacation, why not check out our easy to use comparison tool at AardvarkCompare.com We’ll help you find the very best plan at the best possible price.


Primary vs Secondary Travel Medical Coverage

Posted on January 17th, 2017

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Primary vs Secondary Travel Medical Coverage

Whenever you compare travel insurance policies for an important trip, you’ll want to understand the ins and outs of the medical coverage they offer, including whether you have Primary or Secondary coverage. Getting sick or injured overseas is scary enough on its own. Understanding a bit about how your travel insurance medical plans operate can save you time and stress if the worst happens.

The Basics

The first thing you’ll need to understand is the difference between primary and secondary coverage. Simply put, primary coverage is the policy that will pay you first when you file a medical claim. If the medical coverage you purchase is classified as primary, it will pay you first in the event of a claim whether you have another policy or not.

The simple version of secondary coverage is that it begins to pay on a medical claim AFTER the primary coverage is exhausted. It pays after any other benefits have been paid to you. Secondary coverage will pay deductibles, co-payments, and any other covered out of pocket expenses up to the maximum extent of the policy.

If you do not have any other medical coverage, the secondary policy will become your primary policy by default. This is one of the reasons that primary coverage is not necessarily ‘superior’ to secondary coverage. It all depends on your individual situation and the specific providers.

A Closer Look

Travel insurance medical coverage works a bit differently than dedicated health insurance plans. If you’re injured or become ill overseas, you’ll have to pay your medical bills up front and submit documentation for reimbursement afterward. In the case of injury of illness while traveling abroad, be sure to notify your travel insurance provider as soon as possible. This will simplify the claim process.

While primary coverage is not always superior to secondary coverage, it can sometimes make payment easier if you have to make a claim. Some companies offer primary coverage that will arrange for payment in advance to help you gain admission to a hospital. A secondary coverage provider will not normally make such advance arrangements for you. As always, make sure you read your policy carefully and ask your travel insurance carrier if something is not clear to you.

Price Comparison

When contemplating travel insurance medical coverage, do not simply assume that primary coverage will be substantially more expensive than secondary coverage. The cost of a policy depends on many factors. Make sure to compare policies closely, and always include the specific details of your trip.

When doing these detailed policy comparisons, you will sometimes find that primary coverage does not cost much more than secondary coverage. Again, it all depends on the policy, your coverage needs, and the specific details of your trip. Sometimes, for just a few dollars more than you would pay for secondary coverage, you can have the extra convenience and security of primary coverage.

It is crucial to take the time to weigh your options carefully. Doing the work in advance, before the event of an illness or injury, can save you huge amounts of time, energy, and money.

At AardvarkCompare.com, find even more answers to your questions about travel medical coverage. You’ll also find a completely free and simple to use comparison tool to sniff out some of the very best travel insurance plans available in the market today!


The Great Airline Refundable Robbery

Posted on January 15th, 2017

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The Great Airline Refundable Robbery

It pays to shop around when you need built in flexibility for your travel plans, especially if you’re flying. The next time you’re shopping for airline tickets, you’ll have a choice between an inflexible ticket and paying extra for one that’s refundable. Is the extra cost for a refundable ticket one that’s worth paying?  Pay $700 extra for Refundable, or $64 for Travel Insurance..

Built-in Flexibility for Traveling

There are many reasons you might need flexibility built in to your travel plans. You might be flying to an important event whose date is not yet certain. Or you might just want the comfort of knowing that if your circumstances change, you can switch flights or cancel the trip and get a refund.

In both these cases, it might be better to pay extra for flexibility up front. Otherwise, you run the risk of missing the event or paying exorbitant fees for last minute flight changes. Let’s take a look at what flexibility options the airline might offer in situations like these.

Flexibility and the Airlines

Let’s consider an actual example from a popular airline. For a specific flight from Miami to Sacramento, the cost of a single coach seat was $487. What if you buy this seat and the date of your important event changes at the last minute? The airline will be happy to make these changes for you (if possible), but they will charge you a $200 administrative fee for the trouble.

And what if the event gets cancelled and you just want a refund? Now that’s something the airline simply won’t do. A refund is out of the question unless you had the foresight to buy a refundable ticket in the first place. And what would the airline charge for this sort of flexibility? A refundable ticket for the Miami to Sacramento flight would cost $1,156. That’s an increase of almost $700!

And mind you, these ticket prices are all for the same flight, same day, and same airline.

Flexibility and Travel Insurance

Neither of these options are acceptable. There has to be a better way to buy the built in flexibility you need for travel plans. Well, there is. Let’s consider adding travel insurance to the original $487 coach ticket. More specifically, let’s add coverage that includes ‘Trip Cancellation,’ ‘Cancel for Work Reason,’ and ‘Cancel for Any Reason.’

A Comprehensive policy through AardvarkCompare.com would typically include these three types of coverage and cost around an additional $64. Doing the math, we see that there’s simply no comparison. Travel insurance is the clear choice for superior flexibility when flying. Let’s have a look now at exactly what situations this policy covers.

‘Trip cancellation’ coverage means that if you or a traveling companion get sick and can’t take the trip, you receive a full refund for the ticket. With ‘Cancel For Work Reason’ coverage, you receive a full refund in the case of a lay off and if your boss changes her mind and you can’t travel. It will also reimburse you in full if you are self-employed and can’t travel due to work obligations, provided you present a notarized statement.

And what if none of these legitimate emergencies come up, but you just decide you don’t want to go? With ‘Cancel for Any Reason’, depending on the plan you buy, you can receive up to 75% of your money back on the ticket, no matter why you decide not to take your trip.

To sum up, the clever folk at AardvarkCompare.com have found a way to spend only $64 to provide what the airline would charge you almost $700 for. Why would anybody buy a refundable ticket?