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Where to Find the Cheapest Flight Insurance

The cheapest flight insurance is almost never offered by the airline.

Delta Airlines aircraft on final approach to land

There are much better options available from specialist travel insurance providers.

Cheapest Flight Insurance – Recent Example

We were reviewing a flight San Francisco to London with Delta.

The price for the return flight in Economy was $632.

Screenshot of Delta SFO - LON $632 Delta Flight Insurance. Not the cheapest flight insurance available, certainly.

During check-out, the airline offered us its flight insurance. Was it the cheapest flight insurance for us? Well, there was no other choice available, so it was difficult to tell. The price of the cover was $47. We found the list of benefits that included cover for: $10k for Medical Emergencies, and $50k for Medical Transportation.

Very Weak Delta Flight Protector Coverage. Limited coverage available for travelers.

With no way of comparing it on the Delta site, we do not know if Delta is offering us good value for money or not.

At AardvarkCompare, our advice is always to shop around to find the best flight insurance. It really does only take two minutes. Let’s see what happens when we take that small amount of time.

Cheapest Flight Insurance – Shop Around

When reviewing our options through Aardvark, a series of plans were presented, from insurers such as iTI, Travel Insured International and RoamRight. AIG and Travelex were also presented.

AardvarkCompare Flight Insurance Options. A comprehensive set of cheapest flight insurance options. All with much better cover than Delta Flight Insurance. All with lower pricing.

Here are the 4 least expensive plans.

iTI Travel Lite at $30. RoamRight Essential comes in at $40. TII Worldwide Trip Protector Lite comes in at $42.

We would take the iTI Travel SE plan that was offered, for only $34.

Do remember that the flight insurance that the airline presented to us was $47 and had cover for: $10k Medical Emergencies, and $50k Medical Transportation.

When we reviewed the exact same flight at AardvarkCompare, the iTI Travel SE Plan was presented. It cost only $34 and had cover for: $150k Medical Emergencies, and $500k Medical Transportation.

If you can find a flight insurance policy that offers 10 times as much cover and is 50% less expensive, then take it. The airline rarely ever provides the cheapest flight insurance.

Also, not only are airline policies expensive, they tend to have very poor cover levels.

Flight Insurance – One Site – Many Carriers

Think of us at Aardvark as Amazon for travel insurance. Comparison-shopping is easy. At AardvarkCompare we make comparing travel insurance easy. You do not need to go to every insurance carrier. You do not need to leave your contact details with every trip provider.

Remember, we are not advocating that you buy the cheapest travel insurance. Cheap travel insurance may not offer the cover you need. What we suggest is that you spend a couple of minutes to see the best options and choose what you need.

Flight Insurance – Why Bother to Compare?

At Aardvark we typically like to compare around 30 different insurance plans for our customers. Most of these plans can be divided into Silver, Gold or Platinum types of cover as we did above. Silver is basic, Gold is normal, Platinum has more coverage. Platinum would tend to incorporate Cancel for Work and Cancel for Any Reason benefits.

So when buying trip insurance, which should you choose? That’s the beauty of insurance comparison – you get to see all the best prices in the market.

What do most people buy? Most do not buy the cheapest flight insurance. Most travelers who shop around for trip insurance tend to take the 'Gold' plan polices on offer from the travel insurance carriers. So, if you are unable to decide, and need a little guidance, that would be our simple suggestion.

TII Worldwide Trip Protector iTI SE RoamRight Preferred AIG Gold Travelex Travel Select

All offer great comprehensive cover for your next trip.

Flight Insurance – Does Aardvark charge More?

You won’t find the same trip insurance plans available at a better price – price certainty is guaranteed as a result of anti-discriminatory insurance law in the US. This is really powerful consumer protection. Have a look at Travel Insurance Comparison – Will I Pay More Buying Travel Insurance from a Comparison Website?

A travel insurance marketplace like AardvarkCompare will offer a multitude of different plans from some of the most respected travel insurance carriers in the country. You will only need a few minutes to check value for money, cover, and insurance carrier ratings.

Safe travels.

Recent AardvarkCompare Travel Insurance Customer Reviews


TP3 | AardvarkCompare.com

I Panicked When I Discovered I panicked when I discovered the Travel Insurance I had through Expedia had expired when I changed my flight reservation. When I went to renew I was told I couldn't. I discovered Aardvark on my AARP site and I was excited I could purchase an even better travel plan with cover starting with my trip departure, at a cost I could afford. I was confused with the initial site and Mr. Breeze reached out to me for clarification. He explained the policy more thoroughly and addressed all my concerns, can't get any better than that! Thank You Aardvark and thank you Jonathan for your assistance. I can go on my trip now knowing I'll be covered for medical emergencies and then some. _ _Barbara


Good Choices, Well Explained I liked the way insurance was explained. I had read an article your company had written explaining Expedia trip cover versus other choices. I used this advice to make the best choice for me and my traveling companions. That choice was to take a policy that provided much better medical and evacuation primary care. Your site allowed comparisons, and I think I got the best value for my money. I don't like constant follow up emails, though. You could back off a bit!! Louise

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