Germany Travel Health Insurance – Country Review
Learn more about Germany Travel Health Insurance with an overview from the CDC and the US State Department. Here we cover Vaccines, Medicines and Insurance.
At AardvarkCompare we suggest that all travelers pack travel insurance whenever they travel away from home. Whether you are heading off on a business trip or your family holiday, make sure you have sufficient travel insurance in place.
The following advice should help you make the most of your trip to Germany.
Remember, if you do not have Travel Medical cover that will support you overseas, we recommend at least $100k of Travel Medical coverage. We like to see at least $100k of Medical Evacuation as well.
These levels of cover would make us comfortable on a foreign trip – we would not feel as though we had adequate protection without these key benefits.
US Citizens do not need a Schengen Visa to visit Germany.
Germany Travel Health – CDC
Vaccines and Medicines
Check the vaccines and medicines list and visit your doctor (ideally, 4-6 weeks) before your trip to get vaccines or medicines you may need.
Make sure you are up-to-date on routine vaccines before every trip. These vaccines include measles-mumps-rubella (MMR) vaccine, diphtheria-tetanus-pertussis vaccine, varicella (chickenpox) vaccine, polio vaccine, and your yearly flu shot.
Ask your doctor what vaccines and medicines you need based on where you are going, how long you are staying, what you will be doing, and if you are traveling from a country other than the US.
Hepatitis A outbreaks occur throughout the world and sometimes in countries with a low risk for hepatitis A (including the US). You can get hepatitis A through contaminated food or water in Germany, so talk to your doctor to see if the hepatitis A vaccine is right for you.
You can get hepatitis B through sexual contact, contaminated needles, and blood products, so CDC recommends this vaccine if you might have sex with a new partner, get a tattoo or piercing, or have any medical procedures.
Rabies is present in bats in Germany. However, it is not a major risk to most travelers. CDC recommends rabies vaccine for only these groups:
- Travelers involved in outdoor and other activities in remote areas that put them at risk for bat bites (such as adventure travel and caving).
- People who will be working with or around bats (such as wildlife professionals and researchers).
Stay Healthy and Safe
Learn actions you can take to stay healthy and safe on your trip. Vaccines cannot protect you from many diseases in Germany, so your behaviors are important.
Eat and drink safely
Food and water standards in Germany are similar to those in the United States. Most travelers do not need to take special food or water precautions beyond what they normally do at home. However, travelers visiting rural or remote areas that are served by unregulated water sources such as private wells should take special precautions to ensure the safety of their drinking water.
Prevent bug bites
Although Germany is an industrialized country, bug bites here can still spread diseases. Just as you would in the United States, try to avoid bug bites while spending time outside or in wooded areas.
What can I do to prevent bug bites?
- Cover exposed skin by wearing long-sleeved shirts, long pants, and hats.
- Use an appropriate insect repellent (see below).
- Consider using permethrin-treated clothing and gear if spending a lot of time outside. Do not use permethrin directly on skin.
What type of insect repellent should I use?
- FOR PROTECTION AGAINST TICKS AND MOSQUITOES: Use a repellent that contains 20% or more DEET for protection that lasts up to several hours.
- FOR PROTECTION AGAINST MOSQUITOES ONLY: Products with one of the following active ingredients can also help prevent mosquito bites. Higher percentages of active ingredient provide longer protection.
- Picaridin (also known as KBR 3023, Bayrepel, and icaridin)
- Oil of lemon eucalyptus (OLE) or PMD
- Always use insect repellent as directed.
What should I do if I am bitten by bugs?
- Avoid scratching bug bites, and apply hydrocortisone cream or calamine lotion to reduce the itching.
- Check your entire body for ticks after outdoor activity. Be sure to remove ticks properly.
What can I do to avoid bed bugs?
For more detailed information on avoiding bug bites, see Avoid Bug Bites.
Stay safe outdoors
If your travel plans in Germany include outdoor activities, take these steps to stay safe and healthy during your trip:
- Stay alert to changing weather conditions and adjust your plans if conditions become unsafe.
- Prepare for activities by wearing the right clothes and packing protective items, such as bug spray, sunscreen, and a basic first aid kit.
- Consider learning basic first aid and CPR before travel. Bring a travel health kit with items appropriate for your activities.
- Heat-related illness, such as heat stroke, can be deadly. Eat and drink regularly, wear loose and lightweight clothing, and limit physical activity in the heat of the day.
- If you are outside for many hours in the heat, eat salty snacks and drink water to stay hydrated and replace salt lost through sweating.
- Protect yourself from UV radiation: use sunscreen with an SPF of at least 15, wear protective clothing, and seek shade during the hottest time of day (10 a.m.–4 p.m.).
- Be especially careful during summer months and at high elevation. Because sunlight reflects off snow, sand, and water, sun exposure may be increased during activities like skiing, swimming, and sailing.
- Very cold temperatures can be dangerous. Dress in layers and cover heads, hands, and feet properly if you are visiting a cold location.
Stay safe around water
- Swim only in designated swimming areas. Obey lifeguards and warning flags on beaches.
- Do not dive into shallow water.
- Avoid swallowing water when swimming. Untreated water can carry germs that make you sick.
- Practice safe boating—follow all boating safety laws, do not drink alcohol if you are driving a boat, and always wear a life jacket.
Keep away from animals
Most animals avoid people, but they may attack if they feel threatened, are protecting their young or territory, or if they are injured or ill. Animal bites and scratches can lead to serious diseases such as rabies.
Follow these tips to protect yourself:
- Do not touch or feed any animals you do not know.
- Do not allow animals to lick open wounds, and do not get animal saliva in your eyes or mouth.
- Avoid rodents and their urine and feces.
- Traveling pets should be supervised closely and not allowed to come in contact with local animals.
- If you wake in a room with a bat, seek medical care immediately. Bat bites may be hard to see.
All animals can pose a threat, but be extra careful around dogs, bats, monkeys, sea animals such as jellyfish, and snakes. If you are bitten or scratched by an animal, immediately:
- Wash the wound with soap and clean water.
- Go to a doctor right away.
- Tell your doctor about your injury when you get back to the United States.
Reduce your exposure to germs
Follow these tips to avoid getting sick or spreading illness to others while traveling:
- Wash your hands often, especially before eating.
- If soap and water aren’t available, clean hands with hand sanitizer (containing at least 60% alcohol).
- Don’t touch your eyes, nose, or mouth. If you need to touch your face, make sure your hands are clean.
- Cover your mouth and nose with a tissue or your sleeve (not your hands) when coughing or sneezing.
- Try to avoid contact with people who are sick.
- If you are sick, stay home or in your hotel room, unless you need medical care.
Avoid sharing body fluids
Diseases can be spread through body fluids, such as saliva, blood, vomit, and semen.
- Use latex condoms correctly.
- Do not inject drugs.
- Limit alcohol consumption. People take more risks when intoxicated.
- Do not share needles or any devices that can break the skin. That includes needles for tattoos, piercings, and acupuncture.
- If you receive medical or dental care, make sure the equipment is disinfected or sanitized.
Know how to get medical care while traveling
Plan for how you will get health care during your trip, should the need arise:
- Carry a list of local doctors and hospitals at your destination.
- Review your health insurance plan to determine what medical services it would cover during your trip. Consider purchasing travel health and medical evacuation insurance.
- Carry a card that identifies, in the local language, your blood type, chronic conditions or serious allergies, and the generic names of any medicines you take.
- Bring copies of your prescriptions for medicine and for eye glasses and contact lenses.
- Some prescription drugs may be illegal in other countries. Call Germany’s embassy to verify that all of your prescription(s) are legal to bring with you.
- Bring all the medicines (including over-the-counter medicines) you think you might need during your trip, including extra in case of travel delays. Ask your doctor to help you get prescriptions filled early if you need to.
Many foreign hospitals and clinics are accredited by the Joint Commission International. A list of accredited facilities is available at their website (www.jointcommissioninternational.org).
Select safe transportation
Motor vehicle crashes are the #1 killer of healthy US citizens in foreign countries.
Be smart when you are traveling on foot.
- Use sidewalks and marked crosswalks.
- Pay attention to the traffic around you, especially in crowded areas.
- Remember, people on foot do not always have the right of way in other countries.
Choose a safe vehicle.
- Choose official taxis or public transportation, such as trains and buses.
- Make sure there are seatbelts.
- Avoid overcrowded, overloaded, top-heavy buses and minivans.
- Avoid riding on motorcycles or motorbikes, especially motorbike taxis. (Many crashes are caused by inexperienced motorbike drivers.)
- Choose newer vehicles—they may have more safety features, such as airbags, and be more reliable.
- Choose larger vehicles, which may provide more protection in crashes.
Think about the driver.
- Do not drive after drinking alcohol or ride with someone who has been drinking.
- Consider hiring a licensed, trained driver familiar with the area.
- Arrange payment before departing.
Follow basic safety tips.
- Wear a seatbelt at all times.
- Sit in the back seat of cars and taxis.
- When on motorbikes or bicycles, always wear a helmet. (Bring a helmet from home, if needed.)
- Do not use a cell phone or text while driving (illegal in many countries).
- Travel during daylight hours only, especially in rural areas.
- If you choose to drive a vehicle in Germany, learn the local traffic laws and have the proper paperwork.
- Get any driving permits and insurance you may need. Get an International Driving Permit (IDP). Carry the IDP and a US-issued driver’s license at all times.
- Check with your auto insurance policy’s international coverage, and get more coverage if needed. Make sure you have liability insurance.
- Avoid using local, unscheduled aircraft.
- If possible, fly on larger planes (more than 30 seats); larger airplanes are more likely to have regular safety inspections.
- Try to schedule flights during daylight hours and in good weather.
Road Safety Overseas (Information from the US Department of State): Includes tips on driving in other countries, International Driving Permits, auto insurance, and other resources.
The Association for International Road Travel has country-specific Road Travel Reports available for most countries for a minimal fee.
Maintain personal security
Use the same common sense traveling overseas that you would at home, and always stay alert and aware of your surroundings.
Before you leave
- Research your destination(s), including local laws, customs, and culture.
- Monitor travel warnings and alerts and read travel tips from the US Department of State.
- Enroll in the Smart Traveler Enrollment Program (STEP).
- Leave a copy of your itinerary, contact information, credit cards, and passport with someone at home.
- Pack as light as possible, and leave at home any item you could not replace.
While at your destination(s)
- Carry contact information for the nearest US embassy or consulate.
- Carry a photocopy of your passport and entry stamp; leave the actual passport securely in your hotel.
- Follow all local laws and social customs.
- Do not wear expensive clothing or jewelry.
- Always keep hotel doors locked, and store valuables in secure areas.
- If possible, choose hotel rooms between the 2nd and 6th floors.
Healthy Travel Packing List
Use the Healthy Travel Packing List for Germany for a list of health-related items to consider packing for your trip. Talk to your doctor about which items are most important for you.
Why does CDC recommend packing these health-related items?
It’s best to be prepared to prevent and treat common illnesses and injuries. Some supplies and medicines may be difficult to find at your destination, may have different names, or may have different ingredients than what you normally use.
Travel Health Notices
There are no notices currently in effect for Germany.
After Your Trip
If you are not feeling well after your trip, you may need to see a doctor. If you need help finding a travel medicine specialist, see Find a Clinic. Be sure to tell your doctor about your travel, including where you went and what you did on your trip. Also tell your doctor if you were bitten or scratched by an animal while traveling.
For more information on what to do if you are sick after your trip, see Getting Sick after Travel.
Germany Travel Health – US State Department
Following U.S. independence from Great Britain, the United States established the first Consulate on German soil in Hamburg in June 1790, and the second one in Bremen in 1794, both independent German states at the time. The United States established diplomatic relations with the Kingdom of Prussia in 1797, then the German Empire in 1871. U.S.-German relations were terminated in 1917 during World War I, and the United States declared war on Germany. Relations were reestablished in 1921, but were severed again in 1941 during World War II when Nazi Germany declared war on the United States. After the war, Germany was divided into four zones occupied by Allied powers; Berlin also was divided. In 1955, the United States established diplomatic relations with West Germany, which had been created out of the U.S., British, and French zones. The United States established diplomatic relations in 1974 with East Germany, which had been created from the Soviet Union’s zone. West Germany and East Germany were unified in 1990.
Germany is one of the United States’ closest and strongest allies in Europe. U.S. relations with Germany are based on our close and vital relationship, as friends, trading partners, and allies sharing common institutions. Our political, economic, and security relationships, critical to shared prosperity and continued stability, are based on extensive people-to-people ties and close coordination at the most senior levels. Most recently, the United States and Germany have been working closely together to counter Russian aggression in Ukraine, negotiate a political solution to the crisis in Syria, and to curb the Iranian nuclear program.
In the political sphere, Germany stands at the center of European affairs and plays a key leadership role as a member of the G-7, G-20, the North Atlantic Treaty Organization (NATO) and the Organization on Security and Cooperation in Europe (OSCE). The United States and Germany work side by side to maintain peace and freedom and Germany plays an important role in NATO’s core mission of collective defense. In 2016, Germany held the Chairmanship of the OSCE where they helped continue the OSCE’s important work preventing conflict, promoting democracy, human rights and the rule of law, and encouraging open and transparent economies. The United States recognizes that the security and prosperity of the United States and Germany significantly depend on each other.
As allies in NATO, the United States and Germany work side by side to maintain peace and freedom. Germany plays an important role in NATO’s core mission of collective defense, serving as a framework nation for NATO’s Enhanced Forward Presence. U.S. and German troops work together effectively in NATO and UN operations worldwide due in part to the joint training and capacity-building performed at U.S. military installations in Germany. The two countries have extended their diplomatic cooperation into military cooperation by maintaining peacekeeping efforts in the Balkans and Africa, and working together to encourage the evolution of open and democratic states throughout central and Eastern Europe. Germany was an integral part of the UN-mandated International Security Assistance Force (ISAF) in Afghanistan and is a Framework Nation in the NATO-led Resolute Support Mission. German and U.S. maritime forces also are deployed to combat piracy off the Horn of Africa. Following the September 11, 2001, terrorist attacks in the United States, Germany has been a reliable U.S. ally in efforts against terrorism and combating foreign fighters and is a key member of the counter-ISIL coalition.
U.S. Assistance to Germany
The United States provides no development assistance to Germany.
Bilateral Economic Relations
As two of the world’s leading trading nations, the United States and Germany share a commitment to an open and expanding world economy. Our deep economic ties are based on dynamic and growing trade and investment. Germany is a member of the European Union and is the largest European economy.
In 2015, the United States became Germany’s fourth largest supplier of goods and the U.S. became Germany’s leading export market. Germany exported goods worth more than $125 billion to the United States and U.S. exports to Germany totaled $50 billion.
The U.S. and German trade relationship is driven by massive mutual investment. In 2015, German direct investment in the United States was worth $255 billion, while U.S. direct investment in Germany was worth $108 billion. German investments in the United States focus largely on manufacturing and wholesale, as well as finance and insurance. Altogether, U.S. affiliates of German firms employ over 670,000 American workers. Together, our companies represent over one million jobs on both sides of the Atlantic.
The U.S.-German Treaty of Friendship, Commerce and Navigation affords U.S. investors national treatment and provides for the free movement of capital between the United States and Germany. Taxation of U.S. firms within Germany is governed by a protocol on the avoidance of double taxation.
Germany’s Membership in International Organizations
Germany and the United States belong to a number of the same international organizations, including the United Nations, North Atlantic Treaty Organization, Euro-Atlantic Partnership Council, Organization for Security and Cooperation in Europe, G-20, G-7, Organization for Economic Cooperation and Development, International Monetary Fund, World Bank, and World Trade Organization. Germany also is an observer to the Organization of American States.
Germany maintains an embassy in the United States at 4645 Reservoir Road NW, Washington, DC 20007 (tel. 202-298-4000).
Recent AardvarkCompare Travel Insurance Customer Reviews
I Panicked When I Discovered
I panicked when I discovered the Travel Insurance I had through Expedia had expired when I changed my flight reservation.
When I went to renew I was told I couldn’t.
I discovered Aardvark on my AARP site and I was excited I could purchase a an even better travel plan with coverage starting with my trip departure, at a cost I could afford.
I was confused with the initial site and was Mr. Breeze reached out to me for clarification.
He explained the policy more thoroughly and addressed all my concerns, can’t get any better then that!
Thank You Aardvark and thank you Jonathan for your assistance.
I can go on my trip now knowing I’ll be covered for medical emergencies, and then some.
Good Choices, Well Explained
I liked the way insurance was explained. I had read an article your company had written explaining Expedia trip coverage versus other choices.
I used this advice to make the best choice for me and my traveling companions. That choice was to take a policy that provided much better medical and evacuation primary care.
Your site allowed comparisons, and I think I got the best value for my money. I don’t like constant follow up emails. You could back off a bit!!