Is Lufthansa Travel Insurance Good Value? – Company Review

Lufthansa Travel Insurance

4

Insurance Partner

7.0/10

Coverage Options

3.0/10

Price

2.0/10

Strengths

  • Available at Check-Out

Weaknesses

  • Expensive
  • Poor Benefits
  • Insufficient Travel Insurance Cover

Lufthansa travel insurance is offered during check-out from its website, here in the USA. Have you ever wondered if it was good value, or did you just click the box and hope you were covered? Lufthansa’s travel insurance is twice as expensive as its competitors’. It has very weak cover. There are much better options available.

Lufthansa Travel Insurance

We like Lufthansa as an airline, particularly for its European short-haul cover. Its long-haul fleet had gotten tired, but Lufthansa has worked hard to update and improve. Certainly, a direct trip from the USA to Germany is worth experiencing with Lufthansa.

 

Lufthansa Travel Insurance – San Francisco to Munich

We love Munich. It is one of the most beautiful cities in Europe. It sits in the foothills of the mountains of Bavaria. Great food, wonderful beer, hospitable people. We looked at a flight departing in May, which is one of our favorite times of the year in Bavaria.

Lufthansa SFO - MUC $1320 and $76 Insurance

You will note that at the check-out page for our $1,320 flight, Lufthansa travel insurance is offered. Actually, it is referred to as an ‘International Air Ticket Plan’. Now, that just sets alarm bells off for us. It is telling us that this probably does not have the sort of cover that we would expect to see in a regular travel insurance.

Lufthansa Travel Insurance – Weak Cover

And, when we check it out, that is exactly what we see. Really poor cover. For example, only $10k in Accident Sickness Medical Expense. That’s just not enough. We struggle to find a policy that offers less than $100k of Medical Expense cover.

Lufthansa Air Plan Schedule of Benefits

Just one example, but the Lufthansa travel insurance plan is littered with the same. Weak cover across the board.

Lufthansa Travel Insurance – Expensive, Poor Value

It’s bad enough that the Lufthansa travel insurance has poor cover. But to then make it twice as expensive as better trip insurance products seems just plain wrong.

Take a look at the same trip, quoted from a few of the Travel Insurance Carriers at AardvarkCompare.

Lufthansa Aardvark Options

Remember that the Lufthansa Travel Insurance was quoted at $76.
Well, RoamRight Essential comes in at $37.
iTI Travel Lite at $42.
TII Worldwide Trip Protector Lite comes in at $43.

These plans are half the price of the Lufthansa Travel Insurance, yet all offer much better value.

Personally, in this instance we would take the iTI Travel Lite.
$250k of Medical Evacuation versus $20k from Lufthansa.
$100k of Medical Sickness versus $10k from Lufthansa.

The iTI policy offers cover if your vacation is canceled by your employer.
The Lufthansa policy has no such cover.

And it does all this at half the price.

This is why it makes sense to shop around when looking for Lufthansa travel insurance. There are great options to choose from.

AardvarkCompare – One Site – Many Carriers

Think of us at Aardvark as Amazon for travel insurance. Comparison shopping is easy. At AardvarkCompare we make comparing travel insurance easy. You do not need to go to every insurance carrier. You do not need to leave your contact details with every trip provider.

Why Bother to Compare?

At Aardvark we typically like to compare around 30 different insurance plans for our customers. Most of these plans can be divided into Silver, Gold or Platinum types of cover as we did above. Silver is basic, Gold is normal, Platinum has more coverage. Platinum would tend to incorporate Cancel for Work and Cancel for Any Reason benefits.

So when buying trip insurance, which should you choose?
That’s the beauty of insurance comparison – you get to see all the best prices in the market.

Does AardvarkCompare charge More?

You won’t find the same trip insurance plans available at a better price – price certainty is guaranteed as a result of anti-discriminatory insurance law in the US. This is really powerful consumer protection.

A travel insurance marketplace like AardvarkCompare will offer a multitude of different plans from some of the most respected travel insurance carriers in the country. You will only need a few minutes to check value for money, cover, and insurance carrier ratings.

Enjoy your next trip to the Germany with Lufthansa. Remember to pack your travel insurance. And remember, our German friends serve beer in proper glasses. Beware!

Oktoberfest

Safe travels.

Recent AardvarkCompare Travel Insurance Customer Reviews

TP1|AardvarkCompare.com

TP3 | AardvarkCompare.com

I Panicked When I Discovered
I panicked when I discovered the Travel Insurance I had through Expedia had expired when I changed my flight reservation.
When I went to renew I was told I couldn’t.
I discovered Aardvark on my AARP site and I was excited I could purchase an even better travel plan with cover starting with my trip departure, at a cost I could afford.
I was confused with the initial site and Mr. Breeze reached out to me for clarification.
He explained the policy more thoroughly and addressed all my concerns, can’t get any better than that!
Thank You Aardvark and thank you Jonathan for your assistance.
I can go on my trip now knowing I’ll be covered for medical emergencies and then some. 
Barbara

 

TP6 - AardvarkCompare Review | AardvarkCompare.com

Good Choices, Well Explained
I liked the way insurance was explained. I had read an article your company had written explaining Expedia trip cover versus other choices.
I used this advice to make the best choice for me and my traveling companions. That choice was to take a policy that provided much better medical and evacuation primary care.
Your site allowed comparisons, and I think I got the best value for my money. I don’t like constant follow up emails, though. You could back off a bit!!
Louise

 

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