RoamRight Travel Insurance – Company Review

RoamRight is a leading partner of AardvarkCompare. We offer its Essential, Preferred and Elite Insurance Plans. Take a moment to familiarize yourself with them via our RoamRight Travel Insurance Review.

RoamRight, a trade name of Arch Insurance Company, is a global provider of travel insurance plans and assistance services, established by a group of travel insurance professionals to help travelers around the world.

RoamRight Review | AardvarkCompare.com

RoamRight shares a strong commitment to:

  • High-quality coverage – RoamRight’s list of consumer products includes trip cancellation insurance, travel medical insurance, scheduled benefit visitor programs, and worldwide medical insurance. All of these provide comprehensive coverage to travelers to protect them and their financial investments in their trips. With a RoamRight travel insurance plan, you can travel with peace of mind.
  • Competitively-priced products – The flexibility of RoamRight’s underwriting lets them create the cover you need at a price you can afford.
  • Excellent customer service– RoamRight’s employees have extensive experience in helping travelers around the world. Let them help you protect your travels today.

RoamRight provides 24/7 customer assistance, every day of the year.

RoamRight Review – Independent Assessment

We are principally interested in the financial health of the underlying insurance carrier. In this case, RoamRight’s underwriter for this plan, Arch Insurance Company, maintains an A+ (Superior) A.M. Best rating.

Secondly, we are interested in the health of RoamRight itself. RoamRight maintains an A+ Better Business Bureau rating.

Finally, we are concerned about the way in which customers feel that they have been treated – how they have been looked after. 2,991 RoamRight customers were recently polled and gave them a 4.6 out of 5 rating.
This is an incredibly robust customer response, and should give great confidence to new RoamRight customers.

RoamRight Review – RoamRight offers incredibly strong underwriting, business practices and customer support. We recommend RoamRight to our customers without hesitation.

Here is a brief summary of the three plans that we offer from RoamRight

RoamRight Review – Essential Trip Insurance

If you want basic, minimal cover, the RoamRight Essential plan is the one you want. This budget plan is ideal for travelers who are staying in the United States or travelers who are mainly concerned with trip cancellation cover.

The Essential travel insurance package provides the cover you need to have peace of mind during your trip. RoamRight’s Essential travel insurance package can be broken down into three critical parts: Trip Cancellation insurance, tourist health insurance, and baggage insurance.

Special features of the basic travel insurance package include:

  • Trip interruption and cancellation cover for up to the cost of your trip.
  • Medical benefits to cover medical costs incurred during your trip – this important feature is generally not available through Medicare or Medicaid or standard health care insurance policies when traveling abroad.
  • Cover for emergency medical evacuation costs.
  • Reimbursement for lost or delayed baggage and personal effects.
  • 24/7 Assistance services hotline to help you navigate through the claims process, provide travel info, concierge services, and more.
  • If you purchase your plan within 21 days of the initial trip deposit and you insure the full non-refundable cost of your trip, then you will be covered for pre-existing conditions, provided that you are not disabled from travel at the time you purchase your policy.

RoamRight Review – Preferred Trip Insurance

The Preferred plan is RoamRight’s most popular, with benefit limits that meet the needs of most travelers. Most international travelers use this plan because its medical and evacuation benefits are higher than its most basic plan. If you buy your travel insurance within 21 days of making your initial trip deposit, you may have the chance to add Cancel for Any Reason and Cancel for Work Reasons cover to your plan.

The Preferred plan represents a mid-tier standard travel insurance package between the RoamRight Elite and Essential plans. As the name implies, the Preferred package provides cover for most trips and vacations.

Special features of the standard travel insurance package include:

  • One child (under age 18) for each covered adult can be covered under standard travel insurance at no additional cost.
  • Accidental Death and Dismemberment coverage.
  • Trip interruption insurance worth up to 150% of the trip cost.
  • Decreased trip delay and baggage delay time limits from the Essential travel insurance package.
  • Expanded maximum limits for many of the coverages found in the Essential travel insurance package.
  • If you purchase your plan within 21 days of the initial trip deposit and you insure the full non-refundable cost of your trip, you will be covered for pre-existing conditions, provided that you are not disabled from travel at the time you purchase your policy.
  • An optional Cancel for Any Reason upgrade is available if purchased within 21 days of making the initial trip deposit. (Not available to New York residents.)

RoamRight Review – Elite Trip Insurance

The Elite plan is RoamRight’s most robust plan with the richest benefits. With the RoamRight Elite plan, you can rest assured knowing you’re protected with higher limits for evacuation and baggage protection, as well as cover for Cancel For Work Reason if you buy within 21 days of making your initial trip deposit. If you buy within this time frame, you may also have the opportunity to add Cancel for Any Reason cover to your plan.

The Elite plan from RoamRight is its most comprehensive package. It provides the highest levels of cover in one convenient plan.

Special features of RoamRight’s Elite travel insurance include:

  • One child (under age 18) for each paid adult can be covered under Elite travel insurance at no additional cost.
  • Cancel for Work Reasons insurance (available if you purchase the plan within 21 days of making the initial trip deposit).
  • AD&D (air common carrier only) cover in addition to regular AD&D coverage.
  • The Elite travel insurance plan has the highest claim limits when compared to other RoamRight travel insurance packages.
  • If you purchase your plan within 21 days of the initial trip deposit and you insure the full non-refundable cost of your trip, you will be covered for pre-existing conditions, provided that you are not disabled from travel at the time you purchase your policy.
  • An optional Cancel for Any Reason upgrade is available if purchased within 21 days of making the initial trip deposit. (Not available to New York residents.)

For the highest level of cover and ultimate peace of mind while traveling, the Elite travel insurance package from RoamRight is the way to go.

RoamRight Review – AardvarkCompare

As always, at AardvarkCompare we recommend that travelers consider travel insurance. You can get an anonymous quote in seconds, and compare dozens of the top travel plans from many of the largest US travel insurers, saving you time and money finding the right travel plan for your needs.

What many people do not know is that they won’t find the same trip insurance plans available at a better price – all down to price certainty anti-discriminatory law in the US.

Travel Insurance Comparison – Will I Pay More Buying Travel Insurance from a Comparison Website?

In short – a trip insurance quote for an insurance plan that you see from AardvarkCompare is the same price you would see from the insurance carrier direct – we are not allowed to compete on price for ‘filed’ insurance products. No one is. You are certain to get best value from us.

Safe travels.

Recent AardvarkCompare Travel Insurance Customer Reviews

TP1|AardvarkCompare.com

TP3 | AardvarkCompare.com

I Panicked When I Discovered
I panicked when I discovered the Travel Insurance I had through Expedia had expired when I changed my flight reservation.
When I went to renew I was told I couldn’t.
I discovered Aardvark on my AARP site and I was excited I could purchase an even better travel plan with cover starting with my trip departure, at a cost I could afford.
I was confused with the initial site and Mr. Breeze reached out to me for clarification.
He explained the policy more thoroughly and addressed all my concerns, can’t get any better than that!
Thank You Aardvark and thank you Jonathan for your assistance.
I can go on my trip now knowing I’ll be covered for medical emergencies and then some. 
Barbara

 

TP6 - AardvarkCompare Review | AardvarkCompare.com

Good Choices, Well Explained
I liked the way insurance was explained. I had read an article your company had written explaining Expedia trip cover versus other choices.
I used this advice to make the best choice for me and my traveling companions. That choice was to take a policy that provided much better medical and evacuation primary care.
Your site allowed comparisons, and I think I got the best value for my money. I don’t like constant follow up emails, though. You could back off a bit!!
Louise

 

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